Float Credit app for iPhone and iPad
Developer: Float, Inc
First release : 11 May 2015
App size: 55.03 Mb
Get a Line of Credit You Can Access Anytime, Anywhere - No More Painful Applications and Damaging Credit Checks. Download for Free and Get Your Personalized Line of Credit in 180 Seconds!
Float Members are loving it! Check out what they’ve had to say:
“Immediate access to cash is a game changer for me. This app has already saved me a few times. Great idea and great execution.” - curtgadget
"I absolutely recommend this app for anyone that needs a float until the next payday!!" - Geo Murphy
AS SEEN IN:
Fast Company, Mashable, TechCrunch, Bank Innovation
LENDIT INDUSTRY AWARDS FINALIST:
Emerging Consumer Lending Platform
HOW IT WORKS:
1. Install the free Float Credit app.
2. Create your account by connecting your existing bank account.
3. Float analyzes your account to approve* you for a line of credit.
4. Once approved, pair your debit card for instant transfers.
5. Start spending!
MODERN CREDIT SCORING:
Unlike traditional lenders, we dont check your FICO score and wont ding your credit score when you create an account. Instead, we base credit decisions on how you make, spend, and manage your money.
SIMPLE AND STRAIGHTFORWARD:
Once an account is opened, you’re only charged when you draw on your credit line. We charge 5% for transfers to your bank account of $50 or more. For transfers under $50 we charge $2.50.
* No other fees, interest, or APR to access your line of credit.
SERIOUS SECURITY:
We protect your sensitive information with full encryption and safeguards that meet industry best practices.
ABOUT FLOAT:
Float’s goal is to reinvent the credit experience for the modern, mobile consumer. We exist to free people from financial pressure and encourage them to live life on their terms.
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Referral Terms and Conditions Apply. You will receive an increase of $10 to your credit line for each friend you refer through this offer who completes a valid application for Float Credit. There is no limit to the number of friends you may refer, however the maximum credit line you may achieve by referring friends is $1,000. If your credit line has reached $1,000, each additional friend you refer will not increase your credit line. Float Credit will still waive your friend’s first transfer fee even if you are not eligible for any additional increase to your credit line.
Due to the confidential nature of the credit approval process, we cannot disclose information on who has applied, nor will you be notified whether we approve or decline any applications(s) from the individual(s) you refer.
This promotion is subject to change and may be cancelled at any time without notice.
Other Terms and Conditions apply. Float is a lender offering lines of credit in states where permitted by law. Float Credit is currently available to residents of Utah and California in pursuant to state lending licenses. Float reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, you must be at least 18 years old, a resident of the United States, and a resident of an eligible state to meet Float’s underwriting requirements. Services mentioned in this application may not be available in your area.
*Signing up does not guarantee any offer for or availability of credit. Applicants for credit will be reviewed on an individual basis and may be notified and asked to provide additional information and complete additional procedures before any offer of credit is made. If approved for a Float product or benefit, your actual terms and conditions will depend on a variety of factors, including your creditworthiness, income, state law, and other factors. Float may change the terms of any product or benefit, subject to applicable state and federal law.
Not all debit cards are currently supported for instant transfers, though we are working hard to improve this.
Copyright 2017 Float, Inc. and Float Credit, Inc. All Rights Reserved. FICO is a trademark of Fair Isaac Corporation.